Debt Capital Markets

Vector Streamlines Debt Portfolio Management by Digitizing Debt Agreements and Automating Funding Requests. With Features Like Borrowing Base and Waterfall Optimization, Vector Maximizes Capital Efficiency, Allowing Institutions to Fully Leverage Funding. It Also Enhances Securitization and Investor Reporting, Tracks Covenant Triggers, Monitors Collateral Performance, and Provides Detailed Analytics, Including Borrowing Base Trends and Vintage Curves, Supported by a Configurable Capital Markets KPI Engine

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20+ Asset Classes
300+ Financial Models
SOC 2 Certified
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PLATFORM FEATURES

Debt Capital Markets Features

Comprehensive tools and analytics for enhanced financial management and decision-making

Automate Funding Requests

Vector's Automated Borrowing Base Module Streamlines Funding Requests by Leveraging Its Receivable Assignment Engine, Allowing Institutions to Maximize Funding Availability and Improve Operational Efficiency. By Seamlessly Integrating Loan Data Tapes, Bank Accounts, and Facility Agreements, Vector Optimizes the Effective Advance Rate on Eligible Assets, Ensuring Accurate and Efficient Capital Allocation. This Automation Not Only Accelerates the Funding Process but Also Enhances Portfolio Transparency and Reduces Manual Workload, Empowering Financial Institutions to Manage Secured Debt Portfolios With Precision and Agility.

Funding Requests Tracking

60-period automated funding request analysis

MetricP1P2P3P4P5P6P7P8P9P10P11P12P13P14P15P16P17P18P19P20P21P22P23P24P25P26P27P28P29P30P31P32P33P34P35P36P37P38P39P40P41P42P43P44P45P46P47P48P49P50P51P52P53P54P55P56P57P58P59P60
Facility Limit$250.0M$252.5M$255.0M$257.6M$260.2M$262.8M$265.4M$268.0M$270.7M$273.4M$276.2M$278.9M$281.7M$284.5M$287.4M$290.2M$293.1M$296.1M$299.0M$302.0M$305.0M$308.1M$311.2M$314.3M$317.4M$320.6M$323.8M$327.1M$330.3M$333.6M$337.0M$340.3M$343.7M$347.2M$350.6M$354.2M$357.7M$361.3M$364.9M$368.5M$372.2M$375.9M$379.7M$383.5M$387.3M$391.2M$395.1M$399.1M$403.1M$407.1M$411.2M$415.3M$419.4M$423.6M$427.9M$432.1M$436.5M$440.8M$445.2M$449.7M
Outstanding Balance$195.0M$197.9M$200.9M$203.9M$207.0M$210.1M$213.2M$216.4M$219.7M$223.0M$226.3M$229.7M$233.1M$236.6M$240.2M$243.8M$247.5M$251.2M$254.9M$258.8M$262.6M$266.6M$270.6M$274.6M$278.8M$282.9M$287.2M$291.5M$295.9M$300.3M$304.8M$309.4M$314.0M$318.7M$323.5M$328.4M$333.3M$338.3M$343.4M$348.5M$353.7M$359.0M$364.4M$369.9M$375.4M$381.1M$386.8M$392.6M$398.5M$404.5M$410.5M$416.7M$422.9M$429.3M$435.7M$442.2M$448.9M$455.6M$462.5M$469.4M
Available Capacity$55.0M$54.6M$54.1M$53.7M$53.2M$52.7M$52.2M$51.6M$51.0M$50.4M$49.9M$49.2M$48.6M$47.9M$47.2M$46.4M$45.6M$44.9M$44.1M$43.2M$42.4M$41.5M$40.6M$39.7M$38.6M$37.7M$36.6M$35.6M$34.4M$33.3M$32.2M$30.9M$29.7M$28.5M$27.1M$25.8M$24.4M$23.0M$21.5M$20.0M$18.5M$16.9M$15.3M$13.6M$11.9M$10.1M$8.3M$6.5M$4.6M$2.6M$0.7M$-1.4M$-3.5M$-5.7M$-7.8M$-10.1M$-12.4M$-14.8M$-17.3M$-19.7M
Funding Request---$16.5M---$18.5M---$20.5M---$22.5M---$24.5M---$26.5M---$28.5M---$30.5M---$32.5M---$34.5M---$36.5M---$38.5M---$40.5M---$42.5M---$44.5M
Utilization Rate78.00%78.38%78.78%79.15%79.55%79.95%80.33%80.75%81.16%81.57%81.93%82.36%82.75%83.16%83.58%84.01%84.44%84.84%85.25%85.70%86.10%86.53%86.95%87.37%87.84%88.24%88.70%89.12%89.59%90.02%90.45%90.92%91.36%91.79%92.27%92.72%93.18%93.63%94.11%94.57%95.03%95.50%95.97%96.45%96.93%97.42%97.90%98.37%98.86%99.36%99.83%100.34%100.83%101.35%101.82%102.34%102.84%103.36%103.89%104.38%

Facility Metrics

Key metrics over 60 periods

Total Facility Limit

$250.0M

→ $449.7M (P60)

Utilization Rate

78.00%

→ 104.38% (P60)

Available Capacity

$55.0M

→ $-19.7M

Total Requests

15

Auto-Processed

Processing Performance

Automated workflow metrics

Performance Indicators

Average Processing Time

Request to funding

2.5 hrs

Automation Rate

Fully automated

95%

Error Rate

Manual intervention needed

0.2%

Scale Your Lending,
Not Your Operations

Vector Transforms Financial Analysis by Delivering Actionable Insights for Profitability Optimization, Liquidity Management, and Risk Mitigation, Enabling Lending Institutions to Strengthen Financial Resilience and Strategic Growth.

300
Financial Models
+45%
Increased Accuracy
80%
Time & Cost Saving
40
Asset Classes
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