Customers
Enhance Decision-Making With a Fully Integrated FP&A Engine Connecting Real-Time Data From Your Accounting System, Loan Data Tape, and Liability Structure.
Financial Institutions
Consumer Lending
Microfinance Lending
Buy Now Pay Later (BNPL)
Provides Personal Loans to Individuals for Various Personal Expenses, Such as Home Improvements or Debt Consolidation. These Lenders Focus on Offering Unsecured or Secured Loans Based on the Borrower’s Creditworthiness. Vector ML Analytics Debt Capital Markets, FP&A, Credit Risk, and Treasury ALM Features Deliver Essential Insights and Streamline Processes. These Tools Enhance Capital Management by Providing Accurate Liquidity Forecasts and Profitability Planning, Ensuring Lenders Can Make Informed Decisions and Maintain Financial Health.
Auto Finance
Peer-to-Peer Lending
Student Lending
Provides Loans for Purchasing New or Used Vehicles, Supporting Consumer Mobility and Dealership Sales. Auto Finance Companies Offer Various Financing Options, Including Loans and Leases, Often Secured by the Vehicle Itself. Vector ML Analytics’ Tools for FP&A, Debt Capital Markets Automation, Credit Risk, and Treasury ALM Yield Significant Insights That Enhance Operational Efficiency. Our Platform Includes Swap Modeling for Effective ALM, Improving Capital Management, Liquidity Forecasting, and Profitability Planning. This Enables Lenders to Better Serve Their Customers While Maintaining a Robust Financial Position.
Healthcare Lending
PayDay Lending
POS Lending
Provides Loans for Medical Expenses, Enabling Patients to Afford Necessary Treatments and Procedures. Healthcare Lenders Offer Financing Solutions for Elective Surgeries, Medical Treatments, and Healthcare Services. Vector ML Analytics Offers Advanced Debt Capital Markets, FP&A, Credit Risk, and Treasury ALM Capabilities, Delivering Crucial Insights and Improving Workflows. These Features Enhance Capital Management, Liquidity Planning, and Profitability Assessment, Ensuring Healthcare Lenders Can Offer Essential Financing While Maintaining Financial Stability.
Mortgage Lending
Commercial Lending
Merchant Cash Advance
Provides Long-Term Loans for Purchasing Homes, Helping Individuals and Families Achieve Homeownership. Mortgage Lenders Offer Various Financing Options, Including Fixed-Rate and Adjustable-Rate Mortgages. Vector ML Analytics' SaaS Platform Offers Advanced FP&A, Debt Capital Markets, Credit Risk, and Treasury ALM Capabilities, Providing Crucial Insights That Optimize Processes. By Enhancing Capital Management, Liquidity, and Profitability Strategies, Mortgage Lenders Can Effectively Manage Risks, Including Interest Rate Mismatches and Prepayments. This Ensures Their Lending Practices Are Sustainable and Beneficial for Both the Institution and Borrowers.
Factoring
Leasing
Trade Finance
Advances Funds to Businesses Based on Their Outstanding Invoices, Improving Cash Flow and Liquidity. Factoring Companies Purchase Accounts Receivable at a Discount, Providing Immediate Cash to Businesses. Vector ML Analytics Offers Advanced FP&A, Debt Capital Markets, Credit Risk, and Treasury ALM Capabilities, Delivering Valuable Insights That Refine Risk Management Processes. By Supporting Better Capital Management, Liquidity Assessment, and Profitability Strategies, These Tools Help Factoring Companies Effectively Mitigate Risks and Ensure They Can Reliably Support Their Clients' Cash Flow Needs.
Working Capital Finance
Banks
Credit Unions
Provides Loans to Businesses to Manage Their Day-to-Day Operations and Maintain Liquidity. Working Capital Finance Companies Offer Products Such as Revolving Credit Lines, Term Loans, and Invoice Financing to Support Business Operations. Vector ML Delivers Advanced FP&A, Debt Capital Markets, Credit Risk, and Treasury ALM Functionalities, Providing Key Insights That Optimize Workflows. By Supporting Better Capital Management, Liquidity Forecasting, and Profitability Planning, These Tools Help Working Capital Lenders Meet Their Clients' Needs While Effectively Managing Risks.
Mortgage Companies
Trusts
Merchant Lending
Specialize in Originating and Servicing Mortgage Loans for Residential and Commercial Properties. Mortgage Companies Offer a Variety of Home Loan Products, Including Fixed-Rate and Adjustable-Rate Mortgages. Vector ML Analytics' Tools for FP&A, Debt Capital Markets, Credit Risk, and Treasury ALM Provide Valuable Insights That Streamline Workflows. These Capabilities Include Advanced Interest Rate Risk Management and Comprehensive Regulatory Reporting, Supporting Better Capital Management, Liquidity Planning, and Profitability Assessment. This Helps Mortgage Companies Manage Their Loan Portfolios Sustainably and Effectively.
Investors
Lenders
Microfinance Lending
Buy Now Pay Later (BNPL)
Provides Personal Loans to Individuals for Various Personal Expenses, Such as Home Improvements or Debt Consolidation. These Lenders Focus on Offering Unsecured or Secured Loans Based on the Borrower’s Creditworthiness. Vector ML Analytics Debt Capital Markets, FP&A, Credit Risk, and Treasury ALM Features Deliver Essential Insights and Streamline Processes. These Tools Enhance Capital Management by Providing Accurate Liquidity Forecasts and Profitability Planning, Ensuring Lenders Can Make Informed Decisions and Maintain Financial Health.
Auto Finance
Peer-to-Peer Lending
Student Lending
Provides Loans for Purchasing New or Used Vehicles, Supporting Consumer Mobility and Dealership Sales. Auto Finance Companies Offer Various Financing Options, Including Loans and Leases, Often Secured by the Vehicle Itself. Vector ML Analytics’ Tools for FP&A, Debt Capital Markets Automation, Credit Risk, and Treasury ALM Yield Significant Insights That Enhance Operational Efficiency. Our Platform Includes Swap Modeling for Effective ALM, Improving Capital Management, Liquidity Forecasting, and Profitability Planning. This Enables Lenders to Better Serve Their Customers While Maintaining a Robust Financial Position.
Clients & Testimonials
Institutions Trust Vector ML Analytics.
Publications
Research and Articles.
Why Vector ML Analytics
From Your Engineering Or Finance Team
Data Tape Integration
Immediate Data Tape Integration, Seamlessly Accepting Your Existing Loan Tape In Any Format—Whether It's CSV, Excel, or Parquet
See librariesNo-Code
Customize and Deploy Financial Models and Reports Directly from the Vector Pre-built Library
Explore no-codesExplore Prebuilt Integration
Integrate with Accounting, Bank Accounts, Core Banking Systems Including Plaid, NetSuite, and AWS
View connectorsCustom Reporting
Generate Fully Customizable Reports, Tailored to Meet Any Business or Regulatory Requirement
See libraries