Calculate consumer FICO credit score
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Calculate FICO Score
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/fico/calculate',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Pull credit bureau report (Equifax/Experian/TransUnion)
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Pull Credit Bureau Report
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/bureau/pull',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Get consumer credit score history
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Get Score History
2const response = await axios.get(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/{customerId}/history',
4 {
5 headers: {
6 'Authorization': 'Bearer YOUR_API_KEY',
7 'Content-Type': 'application/json'
8 }
9 }
10);
11
12console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Score multiple consumers in batch
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Batch Score Consumers
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/batch',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Generate FCRA adverse action codes
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Generate Adverse Action
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/adverse-action',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Apply manual credit score override
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Apply Score Override
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/override',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Get factors impacting credit score
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Get Score Factors
2const response = await axios.get(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/{scoreId}/factors',
4 {
5 headers: {
6 'Authorization': 'Bearer YOUR_API_KEY',
7 'Content-Type': 'application/json'
8 }
9 }
10);
11
12console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Calculate VantageScore 3.0/4.0
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Calculate VantageScore
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/vantage/calculate',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Compare scores across model versions
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Compare Score Models
2const response = await axios.post(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/models/compare',
4 {},
5 {
6 headers: {
7 'Authorization': 'Bearer YOUR_API_KEY',
8 'Content-Type': 'application/json'
9 }
10 }
11);
12
13console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}Get consumer scoring dashboard
| Name | Type | Required | Description |
|---|---|---|---|
Authorization | string | Yes |
1// Get Consumer Score Dashboard
2const response = await axios.get(
3 'https://api.vectorml.com/v1/credit-risk/consumer-scoring/dashboard',
4 {
5 headers: {
6 'Authorization': 'Bearer YOUR_API_KEY',
7 'Content-Type': 'application/json'
8 }
9 }
10);
11
12console.log(response.data);Successful response
{
"success": true,
"message": "Operation completed successfully",
"timestamp": "2024-12-23T10:30:00.000Z",
"request_id": "req_jkl012"
}